Access Community Capital Fund

ACCESS Community Capital Fund helps individuals without collateral or credit history obtain an affordable loan to improve their standard of living through entrepreneurship.

Based in Toronto, Ontario, ACCESS is a Canadian registered charity granting micro-loans where the abilities, skills, and commitment of the applicant in conjunction with the strength of the business plan are key decision criteria.
To apply for a micro-loan, you:

  • Must be 18 years of age or older;
  • Must have permanent legal status in Canada (Canadian Citizen or Landed Immigrant status) and be a resident of Ontario;
  • Must own no less than 51% of the company in the case of a corporation; in the case of a partnership, all partners must be willing to co-sign for the loan;
  • Must be able to submit a complete business plan including start-up or expansion costs and a cash flow forecast.

To apply for a micro-loan, your business:

  • Must be located in the Greater Toronto Area;
  • Must be manufacturing, retailing, producing or providing a product or service;
  • Must be, or will be, legally registered as a sole proprietorship, partnership or corporation;
  • Must use the loan proceeds to commence or expand business operations. Loan proceeds cannot be used to pay off existing debt.

First Name: (required)

Last Name: (required)

Email Address: (required)

Phone Number: (required)

New or Existing Business:
Start UpExisting

Business Type:
Online / Home-basedPhysical Location


Purpose of Business Plan: